Spitting nail and in need of advice

As many of you know

I have been rolling

around in my brain abt

 selling my items at craft shows

 and opening an etsy site.

So I go and do the responsible thing 

and contact my insurance agent

to get 

Exhibitors and Vendors Insurance

What a pain in the butt!

I have now been getting

 the run around

for 2 weeks.

At first I was told that they didn't 

want to take "the risk"

but did not say what the risk

was. She resubmitted it 

and I get 

hey want to know if there

are going to be small pieces

like beads......

Well oh duh, I said I was selling

jewelry, notepads, garden spoons

windchines, embellished notebooks

I mean who sells jewelry that

doesn't have beads????

So here I sit 

waiting and pretty much

assured I will be denied

because yes

I use a lot of beads

and magnets and small

embellishments

Soooooo

Any advice?

I figure there has to be someone out 

there that insures people

at these shows 

because there are to

many of them 

and the shows require it

This is why

 I didn't want to start 

my own business. 

Things like this really 

sap my energy

and creativeness 

 know there has to

be someone who will 

insure my merchandise

I appreciate any info

that anyone can give me

If I don't find anyone

to insure me I guess my family 

will be getting fridge notepad

 for all gift giving events lol

post script:
I have been looking around
and I have found if you are
a member of the Ohio Arts and Craft Guild
(It is my understanding you don't
have to live in OH to benefit
but please check it out)
you can get reduced
rates on insurance
through your affiliation.
I will be sending my membership off
and I will keep everyone
updated on what I find
They also have many other
benes for your membership
They have a facebook
site as well: